Growth-focused funding
Support working capital, inventory, equipment or expansion.
Business Loan Assistance
Funding aligned to your cash flows, not just your paperwork.
Orvanta is a financial solutions and loan facilitation platform. We are not a bank, NBFC or lender, and we do not sanction or disburse loans. Loans are offered by our banking and financial institution partners, subject to their eligibility criteria, credit assessment and policies.
- Loan amount range
- ₹2 Lakh – ₹2 Crore
- Indicative interest range
- 12% – 30% p.a.
- Varies by lender, profile and credit history. Illustrative placeholder values.
- Repayment tenure
- 1 to 5 years
Amount, rate and tenure figures are editable placeholders (src/data/pricing.ts).
Overview
About Business Loan
Business loans help enterprises manage working capital, buy equipment, expand operations or smooth seasonal cash-flow gaps. They may be unsecured or secured, depending on the amount, the business profile and the lender.
We help you present your business clearly, with the right financial documents, and approach lenders whose policies fit your sector, turnover and vintage.
Who can apply
- Proprietorships, partnership firms, LLPs and private limited companies
- Traders, manufacturers and service providers
- Professionals such as doctors, CAs and architects (product-specific)
- Businesses meeting the lender’s vintage and turnover norms
Eligibility
Eligibility at a glance
Criteria vary by lender. This is a general guide, not a commitment.
Salaried applicants
- Not applicable for business loans in most cases. Salaried individuals may consider a Personal Loan instead.
Self-employed applicants
- Business vintage commonly 2+ years (varies by lender)
- Consistent turnover shown through bank statements, GST returns and ITR
- Satisfactory credit history of the business and promoters
Documentation
Basic documents you may need
Exact requirements are set by the lender. Share documents only through secure channels. Never send them over social media or unverified links.
Salaried
- Identity and address proof (as per KYC norms, shared securely with the lender)
- Latest 3 months’ salary slips
- Latest 6 months’ salary-account bank statement
- Employment proof / Form 16 where applicable
Self-employed
- Identity and address proof (as per KYC norms, shared securely with the lender)
- Latest 2–3 years’ ITR with computation of income
- Latest 12 months’ bank statements
- Business proof (registration / GST / Udyam / shop licence)
- GST returns (last 12 months) where applicable
- Audited financials / P&L and balance sheet where applicable
Key benefits
Why consider a Business Loan
Options across structures
Unsecured and secured routes can be explored, depending on profile.
Document readiness
We help you organise financials so the lender’s review is smoother.
Partner network
Access to multiple banking and financial institution partners, as onboarded.
Application process
A clear, step-by-step process
You always know what happens next, and who decides what.
- 1
Share your enquiry
Fill the short form or call us. No PAN, Aadhaar or OTP is needed at this stage.
- 2
Profile discussion
A financial expert understands your requirement, income, obligations and timelines.
- 3
Options from partners
We shortlist suitable products from our banking and financial institution partners based on your profile and their policies.
- 4
Documentation
You share documents securely with the lender as they request. We help keep the file complete and organised.
- 5
Lender assessment & sanction
The lender evaluates your application and decides on approval, pricing and terms. We keep you informed.
Calculator
Check your indicative eligibility
An illustrative estimate using the details you enter. Nothing is sent to us.
Your indicative result appears here
Enter your monthly income and the amount you need.
Indicative estimate
- Indicative interest rate range
- -
- Estimated EMI
- -
- Indicative eligibility
- -
Documents usually required
Next steps
- Speak to a financial expert to validate these assumptions.
- We shortlist suitable partner lenders based on your profile.
- You share documents securely with the lender, who decides on sanction.
Indicative only. Not an offer or assurance of approval. Final eligibility, pricing and sanction are determined by the lending institution.
FAQs
Business Loan: Frequently asked questions
Is collateral compulsory for a business loan?
Not always. Smaller unsecured business loans exist, while larger amounts or weaker profiles may require security. It depends on the lender and product.
Which documents help the most?
Recent bank statements, ITR with computation, GST returns, business proof and financial statements help lenders assess cash flow. Requirements vary by lender.
Is approval of a business loan guaranteed?
No. Approval, amount, interest rate and tenure are decided only by the lending institution after assessing your credit profile, income, obligations and its own policies. We help you identify suitable options but cannot assure an outcome.
Do I need to share PAN, Aadhaar or OTPs on this website?
No. Our enquiry form does not collect them, and we will never ask for OTPs, passwords or card/UPI PINs. KYC documents are shared directly and securely with the lender when you proceed.
Are you a bank or NBFC?
No. We are a financial solutions and loan facilitation platform that works with banking and financial institution partners. Loans are sanctioned and disbursed by the lender.
Apply now
Business Loan enquiry
Share your requirement and a financial expert will get in touch. This is an enquiry, not a loan application.
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Learn moreYour Financial Goals Deserve the Right Guidance.
Tell us what you are planning. A financial expert will understand your needs, explain your options clearly and help you take the next step with confidence.
No PAN, Aadhaar or OTP is required to enquire. An enquiry does not guarantee approval of any product.