Regulatory framework
FEMA, RBI directions and the Liberalised Remittance Scheme set what is permitted, up to what limits and for what purpose.
Foreign Investment Opportunities
Explore how international diversification can fit into a long-term plan, and the regulatory, tax and risk factors to understand first.
Overseas investments by Indian residents are governed by the Foreign Exchange Management Act, 1999 (FEMA), the rules and regulations made under it and RBI directions, including the Liberalised Remittance Scheme (LRS) and overseas investment framework, along with applicable tax laws. Not every overseas investment route is permitted for every person. Returns are not guaranteed and capital may be lost.
Overview
Why investors look beyond borders
International investing can help diversify across economies, currencies and sectors that may not be well represented in domestic markets. Some investors also seek exposure to global companies or assets linked to their personal plans abroad.
It also adds layers of complexity: permitted routes and limits under Indian law, currency movements, taxation in more than one country, and different investor-protection frameworks.
Our role at this stage is to help you ask the right questions and to take your enquiry to the right professionals. Not every investment route is automatically permissible for every person.
Key considerations
What to understand before investing overseas
These do not constitute legal, tax or investment advice.
Currency risk
Returns in rupee terms are affected by exchange-rate movements as well as asset performance.
Tax & reporting
Income and gains may be taxable in India, and foreign assets may need to be disclosed in your return.
Market & country risk
Different markets have different regulations, liquidity and political and economic risks.
Product & intermediary checks
Verify that any platform, product or intermediary is properly authorised in the relevant jurisdiction.
Liquidity & exit
Understand lock-ins, costs and how quickly and at what cost you can exit.
FAQs
Foreign investment questions
Can any Indian resident invest overseas?
Not in every way. Overseas investment by resident individuals is regulated under FEMA and RBI directions, for example the Liberalised Remittance Scheme (LRS) and overseas investment rules, each with conditions, limits and permitted purposes. Please verify the applicable rules before acting.
Are returns on foreign investments guaranteed?
No. Overseas investments carry market, currency, geopolitical, liquidity and regulatory risks. Capital can be lost.
What about taxes?
Overseas investments can have tax implications in India and the other country, including reporting of foreign assets. Consult a qualified tax professional for your situation.
Are you authorised to arrange overseas investments?
Orvanta is not a SEBI-registered investment adviser, research analyst or portfolio manager unless stated otherwise on this site, and does not provide investment advice. Investment-related pages are for general information and to receive enquiries only. This page is for general information and enquiries only. We do not execute overseas investments unless and until the required permissions are in place and displayed on this website.
Professional enquiry
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