These Terms govern your use of this website operated by [Registered company name Pvt. Ltd. / LLP] (“Orvanta”, “we”, “us”). By using the website you agree to them. If you do not agree, please do not use the website.
1. Nature of our services
Orvanta is a financial solutions and loan facilitation platform. We help you understand options and connect with banking and financial institution partners. We are not a bank, NBFC or lender, and we do not sanction, disburse or collect loans. Investment pages are for general information and enquiries only.
2. No assurance of approval
Submitting an enquiry is not a loan application and does not guarantee approval. Eligibility, interest rate, fees, amount, tenure and sanction are determined solely by the lending institution under its policies. Information on this website is indicative and may change.
3. Calculator
The eligibility and EMI calculator gives indicative estimates based on illustrative assumptions and the information you enter. It is not an offer, sanction or credit assessment. Interest ranges shown are not lender rates and are not fixed by credit score alone.
4. Investments
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Returns are not guaranteed. Overseas and real-estate investments carry additional risks and are subject to Indian and foreign laws including FEMA and RBI directions. Nothing on this website is investment, legal or tax advice.
5. Your responsibilities
- Provide accurate, complete and current information.
- Do not submit PAN, Aadhaar, passwords, OTPs or card/UPI PINs through the website.
- Do not misuse the website, attempt unauthorised access or submit false or misleading enquiries.
6. Fees
[State clearly whether you charge any fee to the customer, and if so, when and how much. If lenders pay you a commission, say so. Do not claim “no hidden charges” unless substantiated.]
7. Third parties
Products, terms and charges of lenders and other institutions are their own. We are not responsible for their decisions, acts or omissions. Links to third-party sites are for convenience only.
8. Intellectual property
The website’s content, design and branding belong to [Registered company name Pvt. Ltd. / LLP] or its licensors. Third-party names and logos belong to their respective owners and appear only with permission. You may not copy or reuse content without written consent.
9. Limitation of liability
To the extent permitted by law, we are not liable for indirect or consequential loss arising from use of the website or reliance on its content. The website is provided “as is” without warranties of uninterrupted or error-free operation.
10. Communications consent
When you submit an enquiry you consent to being contacted by phone, WhatsApp, SMS and email about your enquiry, including where your number is registered on a Do-Not-Disturb list. You may withdraw consent at any time.
11. Governing law and jurisdiction
These Terms are governed by the laws of India. Courts at [City, State] have exclusive jurisdiction, subject to applicable law.
12. Changes
We may update these Terms. Continued use after an update means you accept the revised Terms.
13. Contact
[Registered company name Pvt. Ltd. / LLP], [Registered office address line 1], [City]. Email: hello@your-domain.in.